In the vast landscape of human economic activity, it is glaringly obvious that the majority of people will not achieve financial independence in their lifetimes. Data consistently show that wealth is increasingly concentrated among a small percentage of the population, with the top 10% holding a disproportionate share of global assets. Meanwhile, many individuals struggle with stagnant wages, rising costs of living, and insufficient savings, leading to an inescapable cycle of dependence on employment and credit. This reality, while avoided in public discourse, reflects systemic issues in economic structures that prioritize short-term gains over long-term stability. People may discuss aspirations and plans related to wealth-building, yet the underlying trend remains clear: the financial freedom that many hope to attain is, for most, a distant and unattainable dream.